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Browsing IUM Staff Collection | އައި.ޔޫއެ.މްގެ މުވައްޒަފުންގެ ޖަމާ by Subject "Social Sciences | އިޖުތިމާޢީ ޢިލްމު"
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Item Factors influencing the adoption of e-wallet among the general public in Malaysia(2023) Hoo, Wong Chee; Yee, Yip Foon; Chan, Ah Huai Ah; Mubaarique, Abdul Rahman; Shina, Aishath; Khan, Muhammed ShahzebThe goal of this research is to investigate the factors that influence consumers adoption of electronic wallets in Malaysia. The adoption of electronic wallet payments in Malaysia is the dependent variable, and the security, speed, convenience and social influence of using digital wallets are the four independent variable in this study. The theories underpinning the study are the Technology Acceptance Theory and UTAUT theory. For the purpose of gathering data, this study makes use of an online questionnaire survey. The respondents targeted come from a variety of regions and age groups in Malaysia. A total of 390 samples have been collected. Data analysis of linear regression are utilised to finalise the findings using SPSS. The results of this research showed that the adoption of electronic wallets is significantly affected by the factors of speed, social influence, and convenience. On the other hand, there was not a discernible correlation between the prevalence of electronic wallets and the level of security they offered. In addition to that, some recommendations are made for additional research on e-wallets, as well as some limitations of the current study. The study provides data that could be useful to future researchers in their work on developing services and products related to electronic wallets. This lends support to the eventual implementation of quality electronic wallets in Malaysia.Item Impact of age, gender, income, education and financial literacy towards retirement planning among generation “Y” in Malaysia(2018-12) Hassan, Zubair; Kaur, BaljitThe main aim of this study is to analyse the impact of age, gender, income, education and financial literacy towards retirement planning among generation Y in Malaysia. Recognizing the importance of retirement planning from a younger age, 150 set of questionnaires distributed to respondents. The questionnaire was developed based on past literature and the validity, normality and reliability of the test was made. The independent variables used to measure the retirement planning among Generation Y include age, gender, income, education and financial literacy. Descriptive and explanatory research design was used for this research. The collected data was then analysed using SPSS. 22 using the final sample of 137 respondents. Overall the findings shows income, education and financial literacy are significant variables contributing to the retirement planning among Generation Y in Malaysia. It also found that age and gender were insignificant to retirement planning among Malaysia’s Generation Y. The results of this study are to understand the impacts contributing to retirement planning and for government and policy makers to review the existing social security framework.Item Level of wellbeing among Maldivians during COVID19 pandemic(2022) Nasheeda, Aishath; Moosa, Dheeba; Moosa, Visal; Saeed, Khaulath; Hassan, VisamaThis study aims to present the level of wellbeing associated with demographic factors and COVID-19-related factors of people living in the Maldives during the COVID-19 pandemic. Data were collected from 312 participants aged 18 years and above using a two-stage random sampling approach. Mental Health Continuum Short Form (MCF-SF), was used for data collection. The mental wellbeing results revealed average scores in the three wellbeing domains; emotional wellbeing 4.33 (SD = 0.05), social wellbeing 3.81 (SD = 0.05), and psychological wellbeing 4.60 (SD = 0.04). Females reported a higher level of stress and a low score on the mental wellbeing scale. Participants who were single reported higher levels of stress and low levels of mental wellbeing than those who were married or divorced/widowed. Those who were unemployed and those who feared receiving medical assistance reported higher levels of stress while scoring low on mental wellbeing. At the time of the study, which was during the first wave of the pandemic, the most affected region was Male, while no significant case numbers were reported in the islands, which represents a significant population in the dataset. This study is among the few studies done in Maldives examining the mental wellbeing of the people during the Covid19 pandemic. As such, this study indicates how the extent Maldivians are affected by the Pandemic. This information will be useful for relevant authorities to plan effective interventions, identify vulnerable groups and plan to reduce the burden of mental health during crises in the future.Item National survey on perception towards radicalisation, extremism and terrorism among students of higher secondary schools and higher education institutions in the Maldives(2024) Baker, Anthony (Abdul Haqq); Moosa, Dheeba; Reesha, Aishath; Muna, Fathimath; Hassan, Visama; Ali, Hamid